Frequently asked questions

You can update your contact information 24/7, like address (residential/mailing), phone number or email address, through your member portal, our self-service tool. All you need to create an account is your Tufts Health Plan member ID number and date of birth. If you do not know your member ID number, check your member ID card. As a Tufts Health Direct member, you need to notify Tufts Health Plan and the Health Connector when your mailing address changes, or you could lose your health plan benefits.

To update your mailing address, call us at 888-257-1985 (TTY: 711), Monday through Friday, from 8 a.m. to 5 p.m., or call the Health Connector at 877-623-6765 (TTY: 877-623-7773), Monday through Friday, from 8 a.m. to 6 p.m.

If you are looking for a doctor or specialist in your area, use our Find a Doctor, Hospital or Pharmacy tool to find primary care providers (PCPs), behavioral health (mental health and/or substance use) providers, specialists and other health care providers near you.

To choose or change your PCP, or to check if your doctor needs to get prior authorization (permission) for you to get a service, log in to your member portal, our self-service tool, or sign up if you don’t already have an account. All you need to create an account is your Tufts Health Plan member ID number and date of birth. If you do not know your member ID number, check your member ID card.

Call us at 888-257-1985 (TTY: 711) and a member services representative can provide you with your member ID number to access your insurance benefits immediately and to access your member portal.

Yes, to order a new member ID card 24/7, log in to your member portal or sign up if you don’t already have an account. All you need to create an account is your Tufts Health Plan member ID number and date of birth. Once you order your member ID card, you can expect to receive it in the mail within 10 business days.

To check the status of a claim or authorization 24/7, simply log in to your member portal or sign up if you don’t already have an account. All you need to create an account is your Tufts Health Plan member ID number and date of birth. If you do not know your member ID number, check your member ID card.

You do not need to apply again to renew your coverage. Your membership will automatically renew as long as you continue to pay your monthly premium. Make sure you check your cost share/benefit information since benefits may change year to year.

If there are changes to your eligibility criteria that may allow you to change your coverage type (e.g., qualifying event), call the Health Connector at 877-623-6765 (TTY: 877-623-7773), Monday through Friday, from 8 a.m. to 6 p.m., or visit mahealthconnector.org.

We cover non-emergency pediatric dental services for members under 19 years of age through Delta Dental. Please call Delta Dental at 800-872-0500 for more information. Emergency dental services may be covered if medically necessary for all ages. Coverage for services is limited to the emergency treatment of accidental injury to sound, natural and permanent teeth when caused by a source external to the mouth.

We aim to provide high-quality, cost-effective options for drug therapy. We work with your providers and pharmacists to make sure we cover the most important and useful drugs for a variety of conditions and diseases. Tufts Health Direct uses a Preferred Drug List (PDL) as our list of covered drugs. To quickly find out if we cover a specific drug, look it up in our PDL. We update the PDL every three months. The PDL applies only to drugs you get at retail, specialty and mail-order pharmacies if covered under your plan level. The PDL does not apply to drugs you get if you are in the hospital.

As a Tufts Health Direct member, you get access to high-quality, low-cost health care, plus EXTRAS discounts and perks. For example, adults can get a fitness band for getting a yearly checkup. Members of all ages can earn gift cards for completing certain healthy actions.

Cost sharing means that Tufts Health Direct members pay for a portion of their health care costs not covered by Tufts Health Plan. The amount or percentage you pay will depend on the Tufts Health Direct plan level you qualify for or select. Some examples of cost sharing include deductibles, copayments and coinsurance.

Learn more about Tufts Health Direct cost-sharing terms. View the Benefit and Cost Sharing Summary for your plan.

Learn more about Tufts Health Direct cost-sharing terms.

A benefit year is the consecutive 12-month period during which health plan benefits are purchased and administered; deductibles, coinsurance and the out-of-pocket maximums are calculated and most benefit limits apply. Note: in some cases your first benefit year will not be a full 12 months.

Once you enroll, your Tufts Health Direct membership will last as long as you continue to pay your monthly premium. If you are on an employer-sponsored plan and joined your employer after the employer's benefit renewal date, your benefit year will be shortened to the next renewal date. If you have an individual or family plan, your plan year will end on December 31 each year unless you terminate your coverage earlier.

We want to make sure you get the right care in the right place. Our care managers and clinicians look at some of the services your doctors think you need before you get them, to see if they are medically necessary and if they are planned for the right type of facility. If necessary, we give your doctors prior authorization (permission) before you get certain services. We also review some of your services as you get them (e.g., if you go to the hospital) to make sure you get the best care. We work with you and your doctors to make a plan for when you leave a facility or stop getting services. Finally, we review your services after you get them to make sure you got the best quality care.

As part of our care management program, if you have a physical disability or other special health condition such as a high-risk pregnancy, cancer, HIV/AIDS or a behavioral health (mental health and/or substance use) concern, our clinicians can give you information and personalized resources (if eligible) and help coordinate your care. We also offer social care management services to help arrange, coordinate and evaluate the services you may need.

For more on these services, check our Tufts Health Direct Member Handbook (PDF).

Yes; some services we do not cover include:

• Cosmetic surgery
• Massage therapy
• Long-term care
• Non-emergency care when traveling outside the US
• Private-duty nursing
• Vocational rehabilitation
• Any service or supply that is not medically necessary

For a complete list of services we do not cover, check our Tufts Health Direct Member Handbook (PDF).

Once you enroll in Tufts Health Direct, you may receive a monthly invoice. Send your premium to the address listed on your invoice.

For added convenience, you may be able to pay electronically and set up recurring payments, where you can authorize your monthly premium to be deducted directly from your checking account. This means not having to worry about writing and mailing a check every month.

For more information about Tufts Health Direct premium payments, check your invoice.

We are required by law to keep your individual health information, known as protected health information (PHI), private and secure in our organization, including oral, written and electronic PHI. We do this in a number of ways, such as using computer passwords and screensavers. Employees do not talk about your PHI in public areas and are not allowed to see your PHI if they do not need it for their job. We make sure that people without permission do not see or change your records. You have the right to approve any release of your PHI and to get your medical records from your health care provider.

For a copy of our Notice of Privacy Practices, call us at 888-257-1985 (TTY: 711), Monday through Friday, from 8 a.m. to 5 p.m. You can also find this information online and in our Tufts Health Direct Member Handbook (PDF).